Posts Tagged ‘scams’

Phishing scam

February 22, 2018

A few days ago I received an e-mail purporting to come from HMRC.

I did not open it. To open it risks malware. Nor did I delete. I mark such e-mail as a phishing scam.

The call that comes through purporting to be from your bank.

There has been an attempted fraud on your account.

Oh.

Yes, but do not worry, our fraud team caught it in time.

Can you  before we discuss it any further confirm who you are? We will need to ask you a few questions.

Full name, date of birth, address ….

This is another example of a phishing scam.

Never discuss anything on the phone, and that includes carrying out a survey.

There has been two of these in the last couple of weeks.

One claiming to be a survey by a hospital, another a random survey.

Yet more examples of phishing scams.

For fraudsters a very useful app for their smart phone. Can set the number of where calling from that will appear on the victim’s phone, can set background noise to create the illusion of where calling from.

As I am writing, a call from a fraudster.

Hello, I am from BT Open Reach, I would like to discuss Internet.

Do not have BT Open Reach.

I would like to discuss Internet.

Don’t have Internet, middle of nowhere.

You do not know why I am calling?

Yes, you are a fraudster, I am recording the call. I have a police officer here.

You have a police officer there?

Yes. I have a police officer here, I am recording the call, the police officer would like to talk to you.

The line goes dead.

Facebook is a goldmine for fraudsters. Facebook is not a social network, facebook exists to steal and abuse personal information.

No matter how many times people are advised not to, they post on facebook where they live, schools, work, name of dog, name of partner, date of birth. All of which is valuable information to the fraudster.  And to help the opportunist burglar, we are on holiday.

Once the phishing scam has access to bank account details, the account will be emptied, possibly even before the call ended.

Easy money for a conversation lasting little more than a minute.  Scams that are netting the fraudsters millions of pounds.

The fraudsters recruit students, who recruit more students. Their accounts are used to launder the money.

Phishing scam is not the only fraud, there are many many more.

Vital Nature and associated companies dodgy pills and potions scam. Pills and potions of dubious provenance, laced with lead, several hundred times recommended dosage, billed for stuff not ordered, stuff ordered does not arrived, harassment phone calls, credit card fraud with card details. Scam mail delivered by Royal Mail.  Operates out of France and that may only be a postal address, a front for somewhere else.  By operating from France, outside jurisdiction of Police in the UK.

Commemorative coin scam. Mints offering worthless commemorative coins. That being only the first part of the scam. Second part, unsolicited coins arrive, if not returned at your expense will be billed.

Dodgy builder scam.  Work that did not need doing. Details of house security passed to opportunist burglars.

Australian Lottery scam. You have won but need to pay administrative fee to release your winnings.

Long lost relative scam. Would love to visit, if could only could  afford air fare from Australia.

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The Westminster Collection

February 7, 2018

Latest scam from The Westminster Collection is the RAF 100 commemorative coin.

Delivered in an official looking envelope, with accompanying sob story of two WWII aircrew, and what better way to commemorate these brave aircrew than buying a worthless commemorative coin.

Not only that, you have even been specially selected for a discounted special offer, you and every other mug who has received the letter, fools and their money easily parted.

Veterans appear to have been targeted. Has a veteran organisation handed over details? Worrying and depressing if that be the case. But equally could be on a scam list.

The Princess Di coin scam, Falkland War coin scam and many others form what is known as the mint scam.

These are not the only scams. Vital Nature and associated companies pills and potions scam.

These worthless commemorative coins forms only part of the commemorative mint scam. The next part, if foolishly part with money, will be supplied unsolicited coins, billed if not send them back at your expense.

Send a polite letter, have not ordered unsolicited goods, will be kept for ten days then disposed of, onus on the mint to arrange collection at their expense.

The Consumer Protection (Distance Selling) Regulations 2000 state that unsolicited goods which have not been ordered and are sent ‘out of the blue’ can be treated as an unconditional gift; in other words, you can keep them or dispose of them as you wish. The Regulations make it a criminal offence to demand payment or threaten legal action to obtain payment for unsolicited goods or services.

If as has been reported RAF Association has endorsed this coin, the trustees should resign for legitimising a scam.

If wish to commemorate aircrew from WWII, visit International Bomber Command Centre, give them a donation.

Please warn veterans of this scam.

PPI claims industry

November 7, 2012

Banks have created an entire new industry, PPI claims industry, these are the jerks who plague us with nuisance telephone calls and sms text messages offering to recover what you are owed on Payment Protection Insurance, even though you may not have any.

The biggest mis-selling consumer scam of all time, Payment Protection Insurance, peddled by the crooked banks. PPI was sold from 2005 until it was challenged in the High Court in 2010.

It was a gravy train for the banks, now it is a gravy train for the companies who claim they will help you recover what you paid, at a fee of course, often an extortionate fee, which leaves little left for the claimant.

It is free to claim what is owed. It is easy to claim what is owed. It does not need the services of these con merchants and scam artists.

Around 35 million were sold the PPI scam. The Financial Ombudsman is reviving 1,000 complaints a day re PPI, so far half a million complaints received, more than on any other subject.

Often people were sold PPI by the banks and never realised they had been sold it.

A quarter of people have been told by their banks they were not sold PPI, when checked, it proves to be a pack of lies.

Now who would have believed that, banks a bunch of congenital liars!

The Financial Ombudsman is finding in complainants favour in over 90% of complaints against Barclays and Lloyds.

The next big scandal to hit the corrupt banks is mis-selling of interest only mortgages. As loans become due, home owners are being forced to sell their homes to pay back the loan.