Posts Tagged ‘phishing scam’

M&S sparks card fraud

March 16, 2018

M&S has currently an Up To 50% Sale. Yes, a con, it should be a real sale, 50% Sale, not 50% in huge letters and hidden in the small print up to 50% which is meaningless.

Contempt for customers by M&S. The same contempt we see when M&S cannot be bothered to man the check out tills in their food sections.

No surprise, M&S a failing retailer.

There is though a fraud mimicking the contempt for customers, thus appearing to be genuine.

Sparks Card holders have received an e-mail, telling them they have been specially selected to take advantage of the 50% Sale, have to buy now, click on a link, have less than six hours, and to make the case, a clock is counting down.

It looks legit only that is all too easy.

The e-mail address looks odd, but could be legit.

It is not. Do not clink on any of the links.

The giveaway is the clock. Standard for fraudsters, limited time to take advantage of an offer.

The e-mail address raises doubts.

A further giveaway the points recorded.

Only one way to find out.

Purchase made in M&S, the usual appalling wait, insufficient tills manned.

The points recorded on the till receipt did not match those recorded in the scam e-mail.

A conversation with a store manager.

She kindly checked her Sparks Card e-mail, mention of the Sale, virtually identical, but no clock counting down.

M&S have been asked to notify every single Sparks Card holder to warn them of this fraud.

If you have received this fraud, delete, but better still mark as junk or a phishing scam.

It would also be wise to run a virus scanner.

It is also worth checking with your bank for any fraudulent transactions, especially if you are foolish enough to do on-line banking.

Now it may be, M&S also ran the clock. If they did, they are using the same sales tactics as fraudsters, and if they did, it opens the floodgates to fraudsters to make their scams look legit.

Phishing scam

February 22, 2018

A few days ago I received an e-mail purporting to come from HMRC.

I did not open it. To open it risks malware. Nor did I delete. I mark such e-mail as a phishing scam.

The call that comes through purporting to be from your bank.

There has been an attempted fraud on your account.

Oh.

Yes, but do not worry, our fraud team caught it in time.

Can you  before we discuss it any further confirm who you are? We will need to ask you a few questions.

Full name, date of birth, address ….

This is another example of a phishing scam.

Never discuss anything on the phone, and that includes carrying out a survey.

There has been two of these in the last couple of weeks.

One claiming to be a survey by a hospital, another a random survey.

Yet more examples of phishing scams.

For fraudsters a very useful app for their smart phone. Can set the number of where calling from that will appear on the victim’s phone, can set background noise to create the illusion of where calling from.

As I am writing, a call from a fraudster.

Hello, I am from BT Open Reach, I would like to discuss Internet.

Do not have BT Open Reach.

I would like to discuss Internet.

Don’t have Internet, middle of nowhere.

You do not know why I am calling?

Yes, you are a fraudster, I am recording the call. I have a police officer here.

You have a police officer there?

Yes. I have a police officer here, I am recording the call, the police officer would like to talk to you.

The line goes dead.

Facebook is a goldmine for fraudsters. Facebook is not a social network, facebook exists to steal and abuse personal information.

No matter how many times people are advised not to, they post on facebook where they live, schools, work, name of dog, name of partner, date of birth. All of which is valuable information to the fraudster.  And to help the opportunist burglar, we are on holiday.

Once the phishing scam has access to bank account details, the account will be emptied, possibly even before the call ended.

Easy money for a conversation lasting little more than a minute.  Scams that are netting the fraudsters millions of pounds.

The fraudsters recruit students, who recruit more students. Their accounts are used to launder the money.

Phishing scam is not the only fraud, there are many many more.

Vital Nature and associated companies dodgy pills and potions scam. Pills and potions of dubious provenance, laced with lead, several hundred times recommended dosage, billed for stuff not ordered, stuff ordered does not arrived, harassment phone calls, credit card fraud with card details. Scam mail delivered by Royal Mail.  Operates out of France and that may only be a postal address, a front for somewhere else.  By operating from France, outside jurisdiction of Police in the UK.

Commemorative coin scam. Mints offering worthless commemorative coins. That being only the first part of the scam. Second part, unsolicited coins arrive, if not returned at your expense will be billed.

Dodgy builder scam.  Work that did not need doing. Details of house security passed to opportunist burglars.

Australian Lottery scam. You have won but need to pay administrative fee to release your winnings.

Long lost relative scam. Would love to visit, if could only could  afford air fare from Australia.